Relief, Inc. - View Thread: SUBJ1

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	07-10-13 11:32pm SUBJ1
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	07-10-13 11:33pm SUBJ1
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	07-10-13 11:46pm SUBJ1
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	07-10-13 11:48pm SUBJ1
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	07-11-13 12:03am SUBJ1
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The lawsuit has received national attention and caused a review of every mortgage involving active duty personnel by the bank, which has admitted overcharging the family by as much as $900 a month, hitting them with three-a-day collection calls and claiming they owed as much as $15,000 -- even though they didnâ€™t owe anything and had never missed a mortgage payment. â€œThese dedicated members of the armed forces would have lost their homes through blatant mismanagement of their mortgages by JP Morgan Chase,â€ said Mitchell J. Stein, a 25-year award-winning litigator, trial lawyer, and philanthropist dedicated to protecting consumers and victims' rights in reigning in abusive practices of banks, lenders and others. â€œNo amount of PR spin and backpedaling can make up for the damage the bank has done to the lives thousands of our service men and women and their families.â€ Under the Servicemembers Civil Relief Act (SCRA), active-duty troops generally get mortgage interest rates lowered to 6 percent and are protected from foreclosure. A Chase official told NBC News that some 4,000 troops may have been overcharged. Whatâ€™s more, the bank discovered it improperly foreclosed on the homes of 14 military families. â€œChase may have repeatedly violated the SCRA, which is designed to protect troops and their families from financial stress while theyâ€™re in harmâ€™s way,â€ said Mitchell J. Stein. â€œIt is unfortunate that a lawsuit was required to get them to act within the law and it is likely we will see this situation repeated as the foreclosure crisis continues.â€ The Rowlesâ€™ records show that while they were making payments at 6 percent, the bank had been charging them at rates above 9 or 10 percent. They called the bank repeatedly to explain the mistake without success and then the bank began harassing them for money they did not owe, including threatening to take their house and report them to a credit agency. After collection calls started occurring at 3 am on weekends, the Rowles sued Chase for himself and other members of the military. â€œAt a time when millions of Americans are fighting for their homes due to foreclosure, this shows how banks and lenders often willfully ignore the law and wrongfully throw people out of their homes, and it is especially despicable that Chase treated our servicemen and women this way. 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